FD Calculator

FD Returns:

Calculate your Fixed Deposit (FD) returns with the FD Calculator 2025.

Get accurate maturity amounts for SBI, HDFC, Post Office, and other banks based on the latest FD interest rates in India

 

FD Calculator 2025 – Plan Your Fixed Deposit Returns

A Fixed Deposit (FD) Calculator 2025 is a valuable financial tool that helps investors estimate their maturity amount and interest earnings from fixed deposits. Whether you are investing in SBI, HDFC, or Post Office FD, an FD Calculator enables you to compare different options and choose the best one based on the FD interest rates in 2025.

 

How Does an FD Calculator Work?

An FD Investment Calculator uses the compound interest formula:

A = P (1 + r/n)^(nt)

Where:

  • A = Maturity Amount
  • P = Principal Investment
  • r = Annual Interest Rate
  • n = Compounding Frequency
  • t = Investment Tenure (in years)

 

Types of FD Calculators

  1. SBI FD Calculator – Estimates returns on fixed deposits with SBI's FD interest rates.
  2. HDFC FD Calculator – Calculates FD maturity for HDFC deposit schemes.
  3. Post Office FD Calculator – Helps determine returns on Post Office Time Deposits.
  4. Bank FD Calculator – Used for various bank fixed deposits.
  5. Online FD Calculator – Easily accessible for instant calculations.
  6. Monthly Interest FD Calculator – Shows monthly payout options for FDs.

 

Comparison of FD Interest Rates 2025

Bank/Post Office Interest Rate (1 Year) Interest Rate (5 Years)
SBI FD 6.50% 7.00%
HDFC FD 6.75% 7.25%
Post Office FD 6.90% 7.50%

 

Benefits of Using an FD Calculator

  • Accurate Results – No manual calculations required.
  • Comparison of Returns – Helps compare different FD schemes.
  • Planning Investments – Assists in financial goal setting.
  • Easy Access – Available online for quick calculations.

 

FAQs on FD Calculations

 

1. What is the Best FD Calculator for 2025?

The Best FD Calculator provides accurate and updated interest rate-based calculations for different banks and financial institutions.

 

2. How is FD interest calculated?

FD interest is calculated using compound interest, where the interest is reinvested periodically.

 

3. What is the FD interest rate in SBI for 2025?

SBI FD rates for 1 year are around 6.50%, while for 5 years, it is 7.00% (subject to change).

 

4. Can I get monthly interest on my FD?

Yes, with a Monthly Interest FD Calculator, you can determine monthly payouts from fixed deposits.

 

 

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