Axis Neo Credit Card
The Neo credit card was launched by Axis Bank for the people who make most of their purchases online.By holding this card, you can avail several offers, cashback benefits, and reward points from leading online shopping portals such as Amazon, Flipkart, Myntra, Bookmyshow, etc.
Axis Neo Credit Card Benefits and Features
Lifestyle benefits on the Axis Bank Neo Credit Card
Avail attractive dining benefits at partner restaurants in India under the Axis Bank Dining Delights program.
The Neo Credit Card also gives you movie vouchers.
Rewards Program:Earn 1 rewards points for every Rs.200 spent using the Axis Bank Neo credit card under the edge Loyalty Program.The rewards points can be redeemed from an exclusive catalogue on the Axis Bank website.
Secure Transactions:The credit card comes with an embedded EMV chip, to make your online transactions more secure.
Lost Card Liability:Axis Bank offers zero lost card liability insurance to Neo credit cardholders.If lost, you must report it to the customer care service and all transactions on the card will be protected after that.
EMI Facility:Convert your high-value purchases into equated monthly instalments.Tenures range from 6 months to 24 months.Any purchase amounting to Rs.2,500 or higher can be converted into monthly instalments.
Dining Privileges:You can enjoy up to 15% off on dining bills at partner restaurants located across India.
Axis Bank Neo Credit Card Limit
The limit for the axis bank Neo card is given at the discretion of the bank. The credit limit offered to the cardholder is based on a number of factors which include the credit history, credit report, your credit score along with your past and ongoing debts.
Latest Offers by Axis Bank Neo Credit Card
Shopping OffersShopping on Myntra.com brings you a Rs.150 discount on a minimum purchase of Rs.999.Get a discount of up to 10% on purchases above Rs.750 made at Blinkit.Avail EMI options on a wide range of products made from Croma, Reliance Digital and Snapdeal.Enjoy up to 5% off on utility transactions made on the Paytm app or website.
Movie Offers:Movie ticket bookings on Bookmyshow gives you a discount of 10%, with monthly benefits up to Rs.100.
Travel Offers:Opt for easy EMI payments for your travel bookings made on Yatra and Goibibo.Avail a discount of up to 15% on flights & hotels every Wednesday on Goibibo and MakeMyTrip.
Axis Bank Neo Credit Card Lounge Access
The Axis Bank Neo credit card offers lounge access through a program that allows cardholders free or paid entry to participating airport lounges, with specific entry types and conditions. Here's a breakdown of the Axis Bank Neo credit card lounge access:
Program Details:Program Validity: The program is available till July 30, 2025.
Entry Types:Entry Type 1 (Free): Eligible cardholders can access lounges with a nominal swipe fee of Rs. 2 for Visa and RuPay cards and Rs. 25 for Mastercard.
Entry Type 2 (Paid): Cardholders can access lounges by paying the respective prices displayed at the participating lounges, either for themselves or accompanying guests.
Participating Lounges: The list of participating lounges is effective from June 1st, 2023.
Access Limits: Usage of the lounges is subject to access limits/quota determined by Axis Bank every quarter.
Additional Charges: Additional charges may apply for meal/food/drink items, alcoholic drinks, and services like nap, massage, or spa, as per the discretion of the participating lounge.
Card Validation: All eligible cards must be validated at the point of entry by swiping a transaction of a nominal fee.
Offer Limitations: The offer is not transferable, non-negotiable, and cannot be encashed.
Terms and Conditions: Refer to the Axis Bank Airport Lounge Access Program terms and conditions for complete details.
How to Avail:Check the list of participating lounges.Ensure your Axis Bank Neo credit card is eligible for lounge access.At the lounge, swipe your card for validation.For Entry Type 1, pay the nominal swipe fee.
For Entry Type 2, pay the lounge's entry fee directly.
How to Apply Axis Neo Credit Card
►Online
Step 1: Visit the official Axis Bank website and go to the Credit Cards section.
Step 2: Select the Axis Neo Credit Card and click on "Apply Now".
Step 3: Fill in your personal details such as name, mobile number, PAN card, and email ID.
Step 4: Upload the necessary documents (ID proof, address proof, and income proof).
Step 5: Submit your application and wait for verification. Once approved, the card is dispatched within 7-10 working days.
►Offline
Step 1: Request a credit card application form from a bank representative.
Step 2: Fill in all required details correctly and attach KYC documents (ID, address, and income proof).
Step 3: Submit the completed form at the branch.
Step 4: The bank will verify your application, and upon approval, the card will be issued and sent to your registered address.
FAQs (Frequently Asked Questions)
- What is the Axis Neo Credit Card?
- The Axis Neo Credit Card is a budget-friendly credit card that offers benefits on online shopping, dining, entertainment, and travel. It is ideal for those who frequently use platforms like Amazon, Zomato, BookMyShow, and Myntra.
- What is the credit limit for the Axis Neo Credit Card?
- The credit limit is based on the applicant’s income, credit score, and repayment history. Axis Bank decides the limit at its discretion.
- Does the Axis Neo Credit Card offer lounge access?
- Yes, the card provides limited complimentary airport lounge access in select domestic airports in India.
- What is the annual fee for the Axis Neo Credit Card?
- The annual fee is usually around ₹250 + GST, but it may be waived based on spending patterns.
- How can I apply for the Axis Neo Credit Card?
- You can apply online through the Axis Bank website or visit a branch with necessary documents like identity proof, address proof, and income proof.
- How can I check my Axis Neo Credit Card application status?
- You can check your application status online on the Axis Bank website using your application reference number.