Axis Bank Vistara Credit Card
The Axis Bank Vistara credit card is known for the rewards it offers under various categories. Along with providing Air insurance, the card also gives you 15% on your dining expenses. On activation, you will be getting 1,000 Vistara points which can be redeemed. This card comes with an interest rate of 41.5% per annum along with a joining fee of Rs.1,500 and an annual fee of Rs.1,500 as well.
Axis Bank Vistara Credit Card Benefits and Features
Welcome gift: Get a complimentary one-way economy ticket in the form of a base fare voucher when you sign up for this card. The voucher is valid for 6 months and can be used when you book a domestic flight.
Club Vistara membership: Enjoy your complimentary Club Vistara membership with this card. This frequent flyer programme lets you earn accelerated rewards when you make bookings directly on Vistara's website or when you use their app to check-in. Each Club Vistara (CV) Point takes you that much closer to a different tier. Moreover, each tier opens a door of possibilities.
Earn 2 CV Points per Rs.200: Use your Vistara Credit Card on eligible spends and get 2 CV Points for every Rs.200 that you spend. These points can be redeemed for a flight ticket.
Up to 2 economy class tickets and bonus points: Depending on how much you spend each year, you not only get to earn bonus CV Points, but you also stand the chance to get up to 2 economy tickets.
Spend Rs.50,000 within the first 90 days from the date of issuance of your card and get 1,000 CV Points. Spends of Rs.1,25,000 earn you 1 economy ticket and spends of Rs.2,50,000 and more earn you 1 economy ticket as well.
Enjoy exclusive lifestyle privileges: Get complimentary access to selected airport lounges in India. In addition to this, you also get a minimum of 15% off at partner restaurants across the country with Axis Bank Dining Delights.
If this doesn't cut it for you, then consider relaxing on a yacht or getting a top chef to create a meal exclusively for you in the comfort of your home. The Axis Bank Vistara Credit Card lets you access all of these unique experiences with their Extraordinary Weekends programme.
Stay protected with complimentary insurance coverage: This card lets you enjoy the following privileges:
Up to Rs.2.5 crore air accident protection.
Up to Rs.1 lakh purchase protection.
Up to $300 coverage for lost travel documents and delay of check-in baggage.
Up to $500 coverage for loss of check-in baggage.
Enjoy lost card liability up to 100% of your credit limit.
Buy now and pay later by converting purchases to EMIs: Make a transaction for Rs.2,500 or more and contact Axis Bank to help you convert this purchase into affordable monthly instalments.
Axis Bank Vistara Credit Card Limit
When you get your credit card, you will be assigned a credit limit. This is the limit beyond which you should not make any transactions. For example, if your credit limit is Rs.1 lakh, your total outstanding balance, fees, and charges should not exceed this limit. If you do exceed this limit, you may be charged an over limit fee. The card issuer will provide you with information regarding your credit limit when you receive your credit card.
Axis Bank Vistara Credit Card Reward Points
As previously mentioned, you earn 2 CV Points per Rs.200 that you spend. You can also earn accelerated CV Points by making transactions on Vistara's website and by completing your check-in on their mobile application.
Types of Axis Bank Vistara Credit Cards
Axis Bank offers three co-branded Vistara credit cards, each tailored to different customer needs and offering a range of travel and lifestyle benefits. Below is a comparison of these cards:
| Card Name | Joining/Annual Fee | Welcome Benefit | Rewards | Milestone Benefits |
| Axis Bank Vistara Credit Card | Rs.1,500 + GST | Complimentary Economy Class ticket voucher | 2 Club Vistara (CV) Points per ₹200 spent | 1 Economy Class ticket on spending ₹1.25 lakh<br>- 1 Economy Class ticket on spending ₹2.5 lakh<br>- 1 Economy Class ticket on spending ₹5 lakh |
| Axis Bank Vistara Signature Credit Card | Rs.3,000 + GST | Complimentary Premium Economy Class ticket | 4 CV Points per ₹200 spent | 1 Premium Economy Class ticket on spending ₹1.5 lakh<br>- 1 Premium Economy Class ticket on spending ₹3 lakh<br>- 1 Premium Economy Class ticket on spending ₹4.5 lakh |
| Axis Bank Vistara Infinite Credit Card | Rs.10,000 + GST | Complimentary Business Class ticket | 6 CV Points per ₹200 spent | 1 Business Class ticket on spending ₹2.5 lakh<br>- 1 Business Class ticket on spending ₹5 lakh<br>- 1 Business Class ticket on spending ₹7.5 lakh |
FAQs (Frequently Asked Questions)
- What are the types of Axis Bank Vistara Credit Cards?
- There are three variants – Vistara Credit Card, Vistara Signature Credit Card, and Vistara Infinite Credit Card
- What is the annual fee for these cards?
- 1,500/- for Vistara Credit Card, 3,000/- for Signature, and 10,000/- for Infinite (plus GST).
- What welcome benefits do these cards offer?
- Complimentary Economy, Premium Economy, or Business Class flight ticket based on the card type.
- Do these cards offer airport lounge access?
- Yes, two complimentary domestic lounge visits per quarter (subject to spend criteria).
- What are the milestone benefits?
- Free flight tickets upon spending ₹1.25 lakh to ₹7.5 lakh, based on the card type.
- Is there a fuel surcharge waiver?
- Yes, for fuel transactions between 400/- and 4,000./-
- How do I redeem my Club Vistara Points?
- Redeem points for flight tickets, upgrades, and other Vistara rewards via the Club Vistara portal.
- Can I increase my credit limit?
- Yes, you can request a credit limit increase based on your spending and repayment history.